Atlas Capital lends to the UK property investors and developers the big lenders ignore. This is a chance to own a share of the business itself, not just fund its loans.
You could lose all of the money you invest. Shares in a private company are hard to sell, and you may not get your money back for a long time.
Bank lending to small property developers halved between 2017 and late 2024. The money moved to private lenders. And only 3 of 73 surveyed development lenders will write a loan under £5m. That is where Atlas Capital lends.
Bank lending to SME developers. Source: CapitalRise, from Bank of England data, Feb 2025. Lender count: Bayes YE2025 lender survey.
Across about 5,000 broker reviews, lenders' people scored 92 out of 100. Their process scored 53. Atlas Capital is built to fix the process.
Score out of 100. Source: Smart Money People / Financial Reporter, H1 2026.
"So rather than keep complaining about lenders, I built the lender I want to borrow from."
Llewellyn (Lee) Lloyd · Founder and CEO
Lee paid a lender more than £7,000 extra for one thing: certainty. Five weeks in, on the day the money was due to land, their CEO overruled his own lending manager. Nothing about the deal had changed. Just no loan.
Earlier that year, another loan took seven months to reach his account. The wait cost him £35,000 in interest.
That isn't a credit problem. It's a process problem. Atlas Capital exists to fix it.
Founder and CEO
25 years in UK property. Operator, investor, developer and borrower. Former Connells Group Board of Management Partner. Across his career, 9,000+ deals and over £3.15bn of transactions.
Product and technology
Product and technology build. Platform and AI delivery.
Lending relationships
Wealth management and lending relationships. A traditional lender.
Legal
Financial services lawyer. Regulated lending and structuring.
This is for high net worth and sophisticated investors only.
The minimum for equity is being set now. Lee goes through it, the terms and the risks with you on the call. Booking the call doesn't commit you to anything.
Yes. You could lose all of the money you invest, and shares in a private company are hard to sell.
Yes. Atlas Capital is also raising up to £5m of lending capital at 12% fixed per year. Pick "Both" on the form and Lee covers each one on the same call. See the lending capital offer.
Lee, on the call. Before it, Atlas Capital's assistant may email you to confirm a few details. It's AI and always says so, and anything it can't answer goes straight to Lee's team.
Lee goes through the business, the terms and the risks with you directly.
You could lose all of the money you invest. Shares in a private company are hard to sell.
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